ULTIMATES x OVER
Character Pool points are gained at every level starting at 1st level. The rate at which they are gained are half character level rounded down, to a minimum of 1 at 1st level and to a maximum of +5 per level. These points are cumulative and once spent are gone.
These points are spent to obtain more characters either by making a new character or recruiting an existing npc. By spending points equal to the players current characters level that player may buy another character. When recruiting a NPC players may pool points together to meet the required cost. In some cases in addition to the cost there may be other requirements to recruit an NPC. There may also be different cost tiers that determine what the NPC comes with. The Standard tier is an NPC with the standard wealth for an NPC of their level. The Advanced tier is an NPC with the standard wealth for a PC of their level. And the Special tier is an Advanced tier NPC with a special bonus/perk.